Call us 0161 425 6363

Partner with the UK’s Best Retail Finance Provider.

Recognised as Best Retail Finance Provider 2025, Payl8r lets you offer flexible payments up to 24 months for purchases from £100–£3,000.

Smart Money People 5-star customer rating for Payl8r
Trustpilot customer reviews for Payl8r retail finance

Convert up to 30% more with split payments

Increase your average order value

Encourage more repeat business

Ready to Offer Finance?

This form is for business enquiries only.

By submitting this form, you consent to Payl8r contacting you with relevant content using the information provided. You may unsubscribe from these communications at any time by clicking the unsubscribe link in our emails.

Trustpilot
Trustpilot
42% of UK shoppers have used Buy Now Pay Later - is your checkout keeping up? Add Payl8r checkout finance

Your competitors offer finance.
Shouldn’t you?

Without finance, you’re leaving money on the table and losing sales to competitors who offer choice. Give your customers the option to buy now, pay later, and watch your sales grow.

Capture Lost Revenue

Empower Your Customers

Drive Sales Growth

Maintain Competitive Edge

Request a call back
42% of UK shoppers have used Buy Now Pay Later - is your checkout keeping up? Add Payl8r checkout finance

What makes Payl8r the right fit for your business?

Designed to make finance easy for you and your customers.

No turnover thresholds.

Get started with finance offerings after only three months of trading, no long history needed.

Operate under our FCA license.

Enjoy the benefits of regulated finance without having to secure your own license.

Higher approvals, more sales.

Our flexible underwriting approves more customers than traditional providers, boosting your sales.

Fast payouts & seamless setup.

Receive payments within 24 hours and integrate effortlessly with your checkout.

Enquire today

Enhance your sales with Payl8r.

Effortless integration, instant customer benefits. Start offering finance today.

Online Integration

  • In-house developer support
  • All e-Commerce platforms
  • Bespoke plugins available

Instore & Direct Sales

Use our merchant portal to send finance links directly to customers via email, enabling fast and hassle-free transactions.

  • No integration required
  • Easy-to-use payment links
  • Use alongside online finance
Shopify plugin for Payl8r point of sale finance
WooCommerce integration for Payl8r flexible payments
WordPress plugin for Payl8r retail finance
Wix integration for Payl8r checkout finance
Magento ecommerce integration for Payl8r finance
Squarespace integration for Payl8r payment plans
OpenCart plugin for Payl8r retail finance
PrestaShop integration for Payl8r checkout finance
CS-Cart ecommerce integration for Payl8r
BigCommerce integration for Payl8r payment solutions

Success Stories from Our Partners.

Choose the setup that works for you. Integrated for a seamless experience or standalone for a quick and simple way to offer finance.

"We've seen our financed orders skyrocket by 1,011%. This growth isn't just in numbers; it represents over 3000 students."
Claude BirtwhistlePassMeFast
"From the first month of partnership we've experience a 300% growth in financed orders, with over £2 million in approved orders."
Ash Simpson-DaviesFaces
"Our sales conversion is up, customer satisfaction has increased and we’ve never looked back."
Steph BrooksPellpax
Previous
Next
Get set up today

Fast-track your way to offering finance. Here's what you need.

Why wait months for FCA approval? Become an IAR under our permissions and start introducing customers to finance options in just days.

Registered Business.

You must be a UK-based limited company or sole trader with 3 months trading history.

Website or Storefront.

A place for customers to browse your products, learn about finance, and complete purchases.

Signed Agreement.

Like any other business partnership, a contract is required to formalise your IAR status.

Compliance Training.

We’ll guide you through finance regulations and how to advertise finance compliantly.

Payl8r are pioneers of fair and responsible lending.

For Business

Customers

Other

Contact Us

Facebook Instagram Linkedin

Social Money Ltd t/a Payl8r, a company registered in England under company number 08054296, and is authorised and regulated by the Financial Conduct Authority, and is entered on the Financial Services Register under reference number 675283. Registered with the Information Commissioner’s Office under reference number ZA026178.

© Payl8r | All Rights Reserved