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9.2 out of 10

We're Rated No.1 for millennial finance

No 1 consumer credit

Pay on your terms.
Choose from

- option 1 -

Speedy

Pay 0% interest if you pay us back within 30 days..

- option 1 -

Speedy

Pay 0% interest if you pay us back within 30 days..

- option 2 -

Split

Split your payments across 3, 6, 9 or 12 months. (interest will apply)

- option 3 -

Spread

Spread the cost at 0% interest

Where can i shop?

Available at over 1000 retailers.
Instore and online

More

Want more have more

Spreading the cost

We’ve got you!

30 days 0%

Always 0% interest on any plan if you pay back within 30 days

30 days 0%

Always 0% interest on any plan if you pay back within 30 days

Keep updated

Receive updates and reminder texts to your phone so you never miss a payment

Keep track

Track all your purchases and payment history in your customer portal

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Auto-repay

Payments are taken automatically from your account each month

Early repayments

Payback early without any penalty fees

Flexible payments

Change your payment dates to suit

Freeze plan

Having financial trouble? Move to our instalment freeze plan.

Ok, I'm interested

Tell me more!

Retailers, stores & clinics?

Shoppers

Retailers, stores & clinics?

Allow your customers to purchase more of what they love!

Quick set up, no risk and full payment sent to you within 24hrs.

Sell more, Grow more, Earn more with Payl8r.

Shoppers

Don’t let your budget hold you back, spread the cost of your shopping over a time period to suit.

Say goodbye to FOMO.

Be more, See more, Do more with Payl8r