Reach more learners with flexible finance for training providers.
Finance for training providers helps you reach more learners by giving them flexible ways to pay for your courses.
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Why Training Providers Partner with Payl8r
With Payl8r, you can offer finance under our FCA licence, increase approvals, and get paid upfront with interest-free and interest-bearing options.
Get started with Payl8r
Designed for Online and
In-Person Training Course Providers.
Whether you’re an online training provider, an in-person academy, or a hybrid education business, our system integrates seamlessly into your learner journey.
Included with Payl8r Integration:
- IAR status via Payl8r's FCA authorisation
- Full checkout finance solution and course fee calculator
- Marketing assets to promote the option
Flexible payment options for your learners
Need finance at checkout?
Second-line approvals
Already offer finance? Add Payl8r as a second-line option to capture learners your primary lender declines. Support more enrolments with a wider range of interest-free and interest-bearing plans that work for more learners.
Fast setup for Training Providers
Supported eCommerce platforms:
Saying yes to more responsible credit
Finance Options That Work for More Learners
Expand your enrolments with Payl8r’s broader approval criteria, built to support more learners while maintaining responsible lending. Our approach helps course providers reach students other finance partners overlook.
Frequently Asked Questions for Training Providers
What types of training providers can use Payl8r?
Payl8r works with online and in-person training providers, course creators, academies, educators, and vocational training businesses across industries such as beauty, coaching, fitness, construction, tech, and professional development.
Do I need my own FCA licence to offer learner finance?
No, training providers can operate under Payl8r’s FCA authorisation.
If onboarded, training providers can become Introducer Appointed Representatives (IARs), allowing you to introduce your customers to Payl8r’s regulated finance product. Payl8r supports you along the way through expert onboarding and provides IAR toolkits and training to make this a simple and efficient process.
How quickly do training providers get paid?
You receive payment within 1 business day of a learner being approved, keeping your cash flow predictable and upfront.
Which website platforms are supported?
We can integrate with a huge variety of website platforms. Including:
Magento
WordPress
Shopify
Woocommerce
SquareSpace
BigCommerce
OpenCart
- Wix
And we can create custom integrations for bespoke sites.
What finance options can learners choose from?
Learners can choose from interest-free plans (typically up to 3 months) and interest-bearing instalments (3-24 months), depending on your setup and pricing.
Can international students apply?
No, Payl8r is currently only available to learners who meet our residency and eligibility checks within the UK.
What’s the difference between Payl8r and BNPL when offering course finance?
Traditional BNPL products usually offer short-term, unregulated loans that don’t suit higher-value or longer courses. Payl8r provides a regulated alternative with longer and more flexible repayment terms, a wider lending appetite, and interest-free and interest-bearing options. As an award-winning FCA-regulated lender, training providers can offer finance under our licence and receive full payment upfront.
Can Payl8r work alongside my existing finance provider?
Yes. Payl8r can be used as a second-line lender, increasing your approvals by supporting learners who may be declined by your primary provider.
What makes Payl8r suitable for training providers?
Payl8r has a wider lending appetite than traditional lenders, fast learner decisions, quick payouts, and flexible plan options, all designed to help training providers increase enrolments and course revenue.
How long does setup take?
Once all documents have been submitted, and your IAR status is confirmed, your training business can go live with Payl8r.
Does Payl8r handle affordability and credit checks?
Yes. We manage all credit and affordability checks, including Open Banking where necessary, to ensure responsible approvals.
What happens if a learner misses payments?
Payl8r manages all collections and communication directly with the learner. You continue to receive your funds upfront and hold no credit risk.
Is Payl8r suitable for high-value courses?
Yes. Our flexible repayment plans up to £3,500 allow learners to spread the cost of higher-priced courses, helping training providers sell more advanced or premium programmes.
Can learners repay early without penalties?
Yes. Learners can repay their finance early at any time without any penalties or extra fees.
Add Finance to Your Courses.
Ready to offer finance and grow your business?
Provide your learners with flexible, FCA-regulated payment options under our licence, no licence needed.
Complete the form to get started.
- [email protected]
- 0161 425 6363