If size mattered, the Elephant
would be king of the jungle.

Startup, solo, or scaling, we help businesses offer retail finance at every stage.

Elephant trunk - if size mattered the elephant would be king - Payl8r agile retail finance
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Convert 30% more

Boost conversions by up to 30% with split payment options.

Raise average spend

Increase average order values with flexible finance options.

More repeat business

Point of sale credit can raise repeat business by up to 20%.

42% of UK shoppers have used Buy Now Pay Later - is your checkout keeping up? Add Payl8r checkout finance

Your competitors offer finance.
Shouldn’t you?

Without finance, you’re leaving money on the table and losing sales to competitors who offer choice. Give your customers the option to buy now, pay later, and watch your sales grow.

Capture Lost Revenue

Empower Your Customers

Drive Sales Growth

Maintain Competitive Edge

42% of
UK shoppers
have used
BNPL.

Is your checkout
keeping up?

What makes Payl8r the right fit for your business?

Designed to make finance easy for you and your customers.

No turnover thresholds.

Get started with finance offerings after only three months of trading, no long history needed.

Operate under our FCA license.

Enjoy the benefits of regulated finance without having to secure your own license.

Higher approvals, more sales.

Our flexible underwriting approves more customers than traditional providers, boosting your sales.

Fast payouts & seamless setup.

Receive payments within 24 hours and integrate effortlessly with your checkout.

Enhance your sales with Payl8r.

Effortless integration, instant customer benefits. Start offering finance today.

Online Integration

  • In-house developer support
  • All e-Commerce platforms
  • Bespoke plugins available

Enquire today

Instore & Direct Sales

Use our merchant portal to send finance links directly to customers via email, enabling fast and hassle-free transactions.

  • No integration required
  • Easy-to-use payment links
  • Use alongside online finance

Get setup

Offer both for complete coverage or choose the best fit for your business.

Compare solutions
Shopify plugin for Payl8r point of sale finance
WooCommerce integration for Payl8r flexible payments
WordPress plugin for Payl8r retail finance
Wix integration for Payl8r checkout finance
Magento ecommerce integration for Payl8r finance
Squarespace integration for Payl8r payment plans
OpenCart plugin for Payl8r retail finance
PrestaShop integration for Payl8r checkout finance
CS-Cart ecommerce integration for Payl8r
BigCommerce integration for Payl8r payment solutions

Success Stories from Our Partners.

Choose the setup that works for you. Integrated for a seamless experience or standalone for a quick and simple way to offer finance.

"We've seen our financed orders skyrocket by 1,011%. This growth isn't just in numbers; it represents over 3000 students."
Claude BirtwhistlePassMeFast
"From the first month of partnership we've experience a 300% growth in financed orders, with over £2 million in approved orders."
Ash Simpson-DaviesFaces
"Our sales conversion is up, customer satisfaction has increased and we’ve never looked back."
Steph BrooksPellpax
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Fast-track your way to offering finance. Here's what you need.

Why wait months for FCA approval? Become an IAR under our permissions and start introducing customers to finance options in just days.

Registered Business.

You must be a UK-based limited company or sole trader with 3 months trading history.

Website or Storefront.

A place for customers to browse your products, learn about finance, and complete purchases.

Signed Agreement.

Like any other business partnership, a contract is required to formalise your IAR status.

Compliance Training.

We’ll guide you through finance regulations and how to advertise finance compliantly.

Let's Talk.

Ready to offer finance and grow your business? 

Fill in your details, and one of our sales team will be in touch to see if Payl8r is the right fit for you. No pressure, just possibilities.

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By submitting this form, you consent to Payl8r contacting you with relevant content using the information provided. You may unsubscribe from these communications at any time by clicking the unsubscribe link in our emails.

One Solution, Two Ways to Offer Finance.

Integrate Payl8r at checkout or send finance links in-store. Choose the right solution for you or combine both for full coverage.

Feature Online Integration Instore Solution
How it Works Payl8r plugin added to eCommerce checkout for seamless payments. Finance links sent directly to customers via email.
Customer Journey Customers choose Payl8r at checkout and apply online. Customers receive a finance application via email before completing their purchase.
Best For Websites, online stores and eCommerce platforms. In-store sales, phone orders, or direct sales.
Technical Needs Integration guides provided for plugin setup. No integration required.
Setup Time Once approved, you can be setup within days. Once approved, you can be setup within days.

Need helping deciding? Email our team anytime here.