Reach more learners with our finance plans.

Make it seamless for your learners to split their costs into instalments. Benefit from a smooth setup experience and our unparalleled industry expertise.

Trusted by:

Why partner with us?

Why partner with us?

Longer payment terms

Let learners split their payment over 30 days up to 18 months.

FCA Regulated

We're one of the only FCA regulated BNPL brands in the UK.

UK account management

Our office are based in the UK and we don't outsource our support.

Build their credit scores

When using Payl8r, your customers can also build their credit rating if they keep up with repayments.

Everything you need:

Or give us a call to take the next step

Get started with Payl8r

It's quick & simple to get started as a Payl8r partner.

Finance for your students, wherever they learn.

Offer Payl8r online with our seamless web plugin, or opt for our Mailer system for in-person courses. Our payment plans range from 30 days to 18 months to give your students true financial flexibility. 

finance for training

Results from our trainers

Bigger orders, happier customers & no risk.

Bigger orders, happier learners & no risk

We pay our training partners within 24 hours

Increase conversion rates by up to 30%

Average transaction value of £450 when using BNPL

From zero interest to longer term interest bearing options

Tailor made finance solutions for your business.

Tailor made finance solutions for your business.

Smartphone showing Payl8r Zero product with 0% interest buy now pay later plans for customers

Payl8r Zero

Let customers spread the cost of purchases over 30, 60 or 90 days at Zero interest. 

Smartphone showing Payl8r+ product with 0% interest and extended buy now pay later plans for businesses"


Give your customers the best of both worlds. 3 months 0% interest or payment plans over 6, 9, 12 months (interest bearing).

Smartphone showcasing Payl8r Pro with selectable buy now pay later interest-bearing plans for customers

Payl8r Pro

Bespoke finance solutions available for large enterprises.

Ready to make Payl8r your partner in sales success?

0161 425 6363

Saying yes to more responsible credit

Approving more customers for affordable finance.

Approving more students for affordable finance.

We review and accept more learners, more responsibly with Open Banking, with most applicants receiving instant decision. 

finance for training
When does my business receive payment on sales?

We send funds within 24 hours of an accepted student payment.

What does it mean to be an IAR on Payl8r's FCA license?

An Introducer Appointed Representative (IAR) status allows you to advertise and offer your customers Payl8r’s regulated finance product. Payl8r supports you along the way through expert onboarding and provides IAR toolkits and training to make this a simple and efficient process.

With Payl8r as your Principal Firm, there is no requirement for your business to apply directly with the FCA for authorisation. Furthermore, Payl8r is accountable for any regulated credit activity that your business carries out.

Which website platforms are accepted?

We can integrate with a huge variety of website platforms. Including: 

  • Magento

  • WordPress

  • Shopify

  • Woocommerce

  • SquareSpace

  • BigCommerce

And we can create custom integrations for bespoke sites.

Does my business meet the minimum criteria?

To become a Payl8r partner you must have 3 months trading history. No minimum turnover required.

Do you use Open Banking?

Yes, we use Open Banking to assess applicants affordability, allowing us to say yes more responsibly.

How long does the setup process take?

Approval process

Your Payl8r approval will take between 1-2 days providing you submit all requested documents on time.  

System set up

Payl8r by link: 1-2 days 

Web integration: If you are using our integration service we aim to have you live within 2-5 working days.

Study success with us. Get in touch to partner with us today.

Payl8r Logo - White

Payl8r are pioneers of fair and responsible lending.

Contact Us

Social Money Ltd t/a Payl8r, a company registered in England under company number 08054296, and is authorised and regulated by the Financial Conduct Authority, and is entered on the Financial Services Register under reference number 675283. Registered with the Information Commissioner’s Office under reference number ZA026178.

© Payl8r | All Rights Reserved