Why choose Payl8r?
Maximise every sales opportunity with the finance provider that says yes.
For business only.
For business only.
Trusted by:
Truly flexible finance for every shopper
Choose from our range of regulated finance offerings.
Interest-free finance
Let your customers split the cost of purchases in three, interest-free.
Plans for 0-90 days
Hybrid model
Offer split payment options up to 18 months with 3 months 0%.
Plans from 0-18 months
Bespoke system
Create your own finance system. Offer consumer credit to customers up to 2 years.
Plans from 0-24 months.
Already got a finance provider? Add Payl8r to your panel to pick up declines. Learn more.
Dynamic merchant portal.
Keep track of financed orders with our multi-functional merchant dashboard.
Track orders in real-time
Download statements
Ready-made marketing assets
Access training material
Why partner with Payl8r?
We make offering retail finance to customers easier than ever.
Risk-free finance
Multi-credit options
Next day payout
Simple setup
Instant decisions
Receive IAR status
0-24 month plans
Easy application
Offer finance wherever your customers shop.
Flexible solutions for businesses online and instore.
Online plugin
Add Payl8r finance options to your website
Compatible with all major eCommerce platforms
Hassle-free integration service
Instore solution
Create on-to-go finance application links
Access all live orders via our Retailer Portal
No integration required
Give more to your customers.
Quick application
Our five-step application form takes just five minutes aims to give an instant decision.
Auto-repay
We automatically collect instalments from your customers to ensure every payment is seamless.
28 day grace period
We give customers 28 days to get their account back on track before charging any late fees.
Repay early
We’re all about flexibility, so we’ll never charge your customers extra for paying a loan off early.
Start offering finance to your customers.
Enter your details to get started.
Please ensure that your business meets the following requirements:
- Trading over 3 months
- Registered in the UK
Not a business? Head over to our customer homepage for more information.