Elevate your checkout.
Supercharge your shopper’s experience with our seamless payment features.
For business only.
For business only.
Our product features.
Our product features.
Whether you’d like to offer Payl8r in store or online, our system is packed with a suite of features to help boost your sales, and give your customers real flexibility.
Zero deposit required.
Zero deposit required.
Unlike other buy now pay later providers, we offer your customers the chance to spread the cost of purchases up to 18 months, with no upfront payment needed to checkout.
- Available on payment plans
- On purchases £50 - £2,500
Pre-approve your customers.
Pre-approve your customers.
Give your customers the option to apply for finance in advance.
We understand that every business’ checkout journey is different, so our pre-approval feature allows customers to apply and get accepted for finance without the need to start their loan agreement immediately.
Pre-approvals are especially useful for beauty practitioners and training course providers who may require a pre-consultation appointment as part of their booking process, or register students in advance of their start date. Accepted customers will only begin their loan repayment once their appointment or service has begun, but will have the reassurance that they have been approved for finance beforehand.
Counter Offer Feature
Counter Offer Feature
Increase acceptance rates with our Counter Offers.
If your customer isn’t eligible for the payment plan they have selected we will try, where possible, to offer them a more affordable alternative instead of declining their application.
Accept +
Accept +
Reach every demographic with our Accept + add on.
Alongside our automatic affordability assessment, Accept + unlocks the latest Open Banking technology to underwrite customers’ affordability in real time. With access to current income and expenditure data, we’re able to review more applicants, including those with less-than-perfect credit files, so you can reach more customers.
Products for every demographic
Products for every demographic
Here at Payl8r, we offer a range of products to suit a variety of applicants, so you don’t miss out on potential sales.