Why Payl8r?

Payl8r increases your average order value, boosts sales and attract more customers.

24HR PAYOUT

We know cashflow is king, so we'll send funds within 24hrs of an accepted order.

WE SAY YES

We use Open Banking to assess real-time affordability so we can say yes more responsibly.

REGULATED

Payl8r partners receive regulatory status under our permissions so you can give your customers more.

MULTI-PAY

Offer the right finance for your business. We offer BNPL and consumer credit both online and offline to suit your customers.

Champions of Responsible lending

We lend to the widest demographic

We overlay our credit decisioning with Open Banking data to look at your customers affordability in real time.

Taking a holistic approach to lending means we can say yes to more customers who would usually be denied, responsible.

All you
need
to know.

All Payl8r products are FCA regulated unlike Klarna, Clearpay and Laybuy, so your customers can shop with confidence.

Become a Payl8r partner and use our regulated permissions to offer true financial flexibility to your customers instore and online.

Our products.

INSTORE
MAILER

Send a direct finance application to your customers' inbox whilst they shop instore.

WEBSITE
INTEGRATION

Offer Payl8r at your web checkout. We integrate with all e-commerce platforms and can even offer bespoke solutions.

You are hugely
outperforming the other providers on our website
by 3-4 times.

pa

Operations Manager Beauty Works

Get in touch

You are hugely
outperforming the other providers on our website
by 3-4 times.

Operations Manager
Beauty Works

What
they're
saying.

What
they're
saying.

We’d love to hear from you

Submit your enquiry to start your journey with Payl8r