Reel in more customers with Payl8r finance.

Create better adventures for your customers with flexible payment options. Benefit from our unparalleled industry expertise and a seamless setup experience.

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Get started to boost sales

Set your sights on business growth with Payl8r.

Set your sights on business growth with Payl8r.

Payl8r is available in-store and online so your customers can buy now pay later, wherever they shop. Our plans range from 30 days to 18 months to give your customers true financial flexibility whilst doing what they love. 

Why partner with us?

Why partner with us?

Longer payment terms

Let customers split their payment over 30 days up to 18 months.

FCA Regulated

We're one of the only FCA regulated BNPL brands in the UK.

UK account management

Our office are based in the UK and we don't outsource our support.

Build their credit scores

When using Payl8r, your customers can also build their credit rating if they keep up with repayments.

Everything you need:

Or give us a call to take the next step

Results from our retailers

Bigger orders, happier customers & no risk.

Bigger orders, happier customers & no risk

We pay our retail partners within 24 hours

Increase conversion rates by up to 30%

Average transaction value of £450 when using BNPL

From zero interest to longer term interest bearing options

Tailor made finance solutions for your business.

Tailor made finance solutions for your business.

Smartphone showing Payl8r Zero product with 0% interest buy now pay later plans for customers

Payl8r Zero

Let customers spread the cost of purchases over 30, 60 or 90 days at Zero interest. 

Smartphone showing Payl8r+ product with 0% interest and extended buy now pay later plans for businesses"

Payl8r+

Give your customers the best of both worlds. 3 months 0% interest or payment plans over 6, 9, 12 months (interest bearing).

Smartphone showcasing Payl8r Pro with selectable buy now pay later interest-bearing plans for customers

Payl8r Pro

Bespoke finance solutions available for large enterprises.

Saying yes to more responsible credit

Approving more customers for affordable finance.

Approving more customers for affordable finance.

We review and accept more customers, more responsibly with Open Banking, with most customers receiving instant decision.

Ready to make Payl8r your partner in sales success?

0161 425 6363

We integrate with all eCommerce platforms.

We integrate with all eCommerce platforms.

Our payment solutions plugin to all major eCommerce platforms, or we can create a bespoke system just for you.

Ready to get started? Get in touch to partner with us.

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Payl8r are pioneers of fair and responsible lending.

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Social Money Ltd t/a Payl8r, a company registered in England under company number 08054296, and is authorised and regulated by the Financial Conduct Authority, and is entered on the Financial Services Register under reference number 675283. Registered with the Information Commissioner’s Office under reference number ZA026178.

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